If you are struggling financially, having someone walking alongside you can help you change your situation and build financial resilience.

Get connected with a CAP-trained volunteer here:

Helpful resources

Practical tool: Budgeting worksheet

We’ve put together a FREE resource for you to use to start looking at your finances and balancing your budget.

Information: “What is financial distress?”

Find out what being in financial distress looks like, and consider where you sit with your finances.

Inspiration: “There’s more to Julia’s story than debt”

Meet participant Julia and Money Mentor Jo, and see what it looks like to have someone walking alongside you in financial distress.

FAQs

What is a Money Mentor?

Money Mentors are people from local churches across Australia who have been trained by CAP Australia to build people’s confidence with money. A Money Mentor will walk alongside you, equipping you with the skills and knowledge to:

  • better understand your current financial situation
  • manage your day-to-day expenses
  • build resilience to financial shocks, including saving money, managing credit, and getting out of debt.
How does Money Mentoring work?

Money Mentoring is a supportive and collaborative relationship between someone seeking help to manage their financial situation (a participant) and a CAP-trained volunteer from a local church. Money Mentoring isn’t a one-size-fits-all program. Instead, it is focused on equipping participants with the tools and information they need specific to their situation to build financial resilience. It’s facilitated in a way that suits them, whether that be online or in person, and at times and days that are best for both the participant and the Money Mentor.

Money Mentors use resources from CAP Australia’s ‘Financial Wellbeing Toolkit’, which has been designed to practically support participants as they learn to manage their money. You can see an overview of the resources here. A Money Mentor will journey with a participant through relevant practices at their own pace – there is no pressure or deadline to complete the exercises.

This tailored approach allows participants to come away from Money Mentoring feeling confident and empowered to manage their financial situation.

Do I have to be a Christian to be connected with a Money Mentor?

No – Money Mentors respectfully work with people of all faiths and those without a particular faith. Anyone living in Australia seeking support to manage their financial situation can be connected with a Money Mentor.

Is Money Mentoring a financial counselling service?

Money Mentoring facilitates the development of money management skills among participants, helping them build their financial wellbeing and resilience. This does not include legal advice, financial counselling, financial product advice or credit assistance.

However, Money Mentors often work together with local financial counsellors. If a participant requires the additional assistance of a financial counsellor, Money Mentors will support participants in getting connected.